Our Services
Credit Ready Plan
Our flagship service designed to help clients prepare their credit profiles to qualify for financial products.
We assess your financial profile and create a structured plan to help you become credit ready.
Blacklist Assistance
Being blacklisted can limit your access to financial opportunities. We help clients address issues affecting their credit status and guide them through the recovery process.
Debt Review Assistance
If you are currently under debt review, our team helps you understand your options and work toward improving your financial standing.
Judgment Assistance
Court judgments can severely impact your credit profile. ICP provides guidance and support to help clients address these financial barriers.
Credit Score Improvement
A low credit score can prevent approval for loans or accounts. Our team helps clients implement strategies to gradually improve their credit score.
Bank & Vehicle Finance Decline Support
If you have been declined for:
• Vehicle finance
• Personal loans
• Store accounts
• Service provider applications
ICP helps you develop a path toward future approval.
Success Stories
From Declined to Approved
A client who was previously declined for vehicle finance due to a low credit score joined our Credit Ready Plan. After improving their credit profile and resolving outstanding issues, they successfully qualified for vehicle finance within a few months.
Overcoming Blacklisting
One of our clients was struggling with a blacklisted credit record that prevented them from opening accounts. Through our guidance and credit recovery process, they were able to clear the obstacles and become credit active again.
Debt Review Recovery
A client under debt review wanted to rebuild their financial standing and regain access to credit. With our support and structured plan, they improved their credit profile and are now working towards achieving their financial goals.
Our Office
Old mutual building floor 4 office 412 voortrekker street Newcastle cbd
Office Hours
Mon-Fri: 8am - 5pm
Sat-Sun: Closed
